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Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 2424
Registered: 04-2012
Posted From: 12.130.208.36
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, June 16, 2017 - 9:29 am: |
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all vuncles thanks for all information |
Lolakulu
Pilla Bewarse
Username: Lolakulu
Post Number: 46
Registered: 05-2017
Posted From: 50.7.78.236
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 7:01 pm: |
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Andhrajamesbond:
annai meeru through which account invested in these? fidelity or something else? |
Sony
Pilla Bewarse
Username: Sony
Post Number: 44
Registered: 05-2017
Posted From: 73.17.83.43
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 6:00 pm: |
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So basically 1000 USD Mutual fund will cost you 5 dollars in fees, if gross expense ratio is 0.5%
where as 1000 USD Index fund will cost you 10cents if gross expense ratio is 0.01%
ila anamata |
Sony
Pilla Bewarse
Username: Sony
Post Number: 43
Registered: 05-2017
Posted From: 73.17.83.43
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 5:58 pm: |
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Index funds fees inka takkuva...
whenever you are getting funds whether index, mutual or etfs look for gross expense ration which is your fees
index funds usually 0.01 to 0.1% untayi
mutual funds usually 0.1 to 0.6% untayi
on long term Index funds gives us more money |
Esscuseme
Kurra Bewarse
Username: Esscuseme
Post Number: 1311
Registered: 03-2005
Posted From: 104.183.243.230
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 4:56 pm: |
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Andhrajamesbond:Perfect.
I agree short term lo compare cheyyalemu. Kaani, my co-brother got consistant success with mutual funds over a period of 8 years. He got about 10% return per year for on his 401k fund of 200K.So, adding 20,00 to 22,000 to his account. Nenu oka 15% vunchaanu mutual funds lo.
Mutual funds reap good benefits in long run in my experience. Only thing to keep in mind is that for tax efficiency purpose, REITs, actively managed funds and Bond funds should always go into tax retirement accounts (like 401k, ira, roth etc) otherwise they become very expensive if put in taxable account |
Esscuseme
Kurra Bewarse
Username: Esscuseme
Post Number: 1310
Registered: 03-2005
Posted From: 104.183.243.230
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 4:51 pm: |
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Wanderer:ippudu 401 money ni DOW index ni replicate chese laaga pettukovacha? ela pettali?
I have not seen very many 401k accounts with DOW specific funds as such there are very less that track DOW. I am assuming you are referring to total stock market. If so, yes you can do that as most of 401k account have large/mid/small cap funds, you can combine with 60-20-20 ratio or whatever proportion you feel good.
Much simpler way in my opinion is
110 - (your age) in total stock market and rest in total bond market. Keep rebalancing once a year or 18months. For eg: your age is 30
110 -30 = 80% in total stock market
out of 80% you can put 20% in total international stock fund
So, 64% in total stock market, 16% in total international stock and 20% in total bond market. |
Wanderer
Pilla Bewarse
Username: Wanderer
Post Number: 169
Registered: 05-2017
Posted From: 206.200.254.205
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 4:30 pm: |
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ippudu 401 money ni DOW index ni replicate chese laaga pettukovacha? ela pettali? |
Andhrajamesbond
Kurra Bewarse
Username: Andhrajamesbond
Post Number: 1133
Registered: 03-2004
Posted From: 68.93.142.53
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 4:26 pm: |
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Kubang:antha short duration tho etta compare chestharu?
also depends on what do you want from risk vs reward perspective
generally at a very high level, index ETFs beat most of the mutual funds in bull market. in a bear market probably some of the mutual funds perform better than index ETFs. it depends on your picks, timing and luck.
passive vs active; operating costs less vs higher.
Perfect.
I agree short term lo compare cheyyalemu. Kaani, my co-brother got consistant success with mutual funds over a period of 8 years. He got about 10% return per year for on his 401k fund of 200K.So, adding 20,00 to 22,000 to his account. Nenu oka 15% vunchaanu mutual funds lo. |
Lolakulu
Pilla Bewarse
Username: Lolakulu
Post Number: 45
Registered: 05-2017
Posted From: 78.129.148.101
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:37 pm: |
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Nalla_baalu:India lo Mutual funds ki monthly 12k rupees peduthunna
US based NRI ayithe akkadi MF returns pai 30% tax untadi. google PFIC. so best use your parents accounts. |
Lolakulu
Pilla Bewarse
Username: Lolakulu
Post Number: 44
Registered: 05-2017
Posted From: 78.129.148.101
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:33 pm: |
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Andhrajamesbond:The only mutual funds I have and they are doing really good. I invested in the month of january and ROi si really good.
neeku FSMEX lo 16% return and FUVSX lo 8% return since you invested vochindi antunnava? |
Kubang
Celebrity Bewarse
Username: Kubang
Post Number: 35408
Registered: 09-2011
Posted From: 161.141.1.1
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:31 pm: |
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Andhrajamesbond:
antha short duration tho etta compare chestharu?
also depends on what do you want from risk vs reward perspective
generally at a very high level, index ETFs beat most of the mutual funds in bull market. in a bear market probably some of the mutual funds perform better than index ETFs. it depends on your picks, timing and luck.
passive vs active; operating costs less vs higher.
Ignorance is bliss
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Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 2421
Registered: 04-2012
Posted From: 12.130.208.36
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:24 pm: |
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Nalla_baalu:
Scottrade |
Andhrajamesbond
Kurra Bewarse
Username: Andhrajamesbond
Post Number: 1129
Registered: 03-2004
Posted From: 68.93.142.53
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:20 pm: |
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The only mutual funds I have and they are doing really good. I invested in the month of january and ROi si really good. |
Andhrajamesbond
Kurra Bewarse
Username: Andhrajamesbond
Post Number: 1128
Registered: 03-2004
Posted From: 68.93.142.53
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:20 pm: |
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Whjat si wrong with mutual funds?
FSMEX
FIDELITY SELECT MEDICAL EQUIP&SYSTEM
$45.39
+$0.20
+$102.60
+0.44%
+$3,286.52
+16.43%
$23,286.52 513.032
$38.98/Share
$20,000.00
FUSVX
FIDELITY 500 INDEX PREMIUM CLASS
$85.60
-$0.08
-$10.14
-0.09%
+$842.01
+8.42%
$10,842.01 126.659
$78.95/Share
$10,000.00 |
Nalla_baalu
Censor Bewarse
Username: Nalla_baalu
Post Number: 125431
Registered: 06-2011
Posted From: 204.194.77.3
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 3:14 pm: |
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India lo Mutual funds ki monthly 12k rupees peduthunna
I think I have to bump it up... oka 20k 10 years set chesthe ...naaku 40 vachesariki chethilo 40 lakhs vasthe bagundu 
Aug 11th 2011 weight -- 84 kg; Aug 11th 2012 weight -- 88 kg; Aug 11th 2013 weight -- 80 kg; July 2015 -- 90 kilos (5'10")
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Lolakulu
Pilla Bewarse
Username: Lolakulu
Post Number: 43
Registered: 05-2017
Posted From: 95.154.230.253
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 2:59 pm: |
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Vaadiki labham lekapothe nikenduku class peekuthadu ?
naaku ETF gurunchi idea ledu.
India lo MFs ki ayithe 1% ala untayi maintainance fees anthe per year if you invest in 'direct' mode. but india lo returns kuda minimum 10 to 30% range lo untayi. tax exemption kuda untadi if you hold them more than a year. best for retirement annatlu. simple ga cheppali ante you invest them and don't bother about market. you can redeem instanly also. no hassle india lo.
US lo MFs returns max 10% untayi ani vinna. you can check this online in fidelity, franklin sites. ikkada US lo capital gain tax kuda undi 15% MFs return meeda. |
Nalla_baalu
Censor Bewarse
Username: Nalla_baalu
Post Number: 125429
Registered: 06-2011
Posted From: 204.194.77.3
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 2:27 pm: |
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Sakkineni:
asalu meeru stocks lo ela invest chesthunnaru how do we create an account to buy cheppandi 
Aug 11th 2011 weight -- 84 kg; Aug 11th 2012 weight -- 88 kg; Aug 11th 2013 weight -- 80 kg; July 2015 -- 90 kilos (5'10")
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Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 2420
Registered: 04-2012
Posted From: 12.130.208.36
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 2:08 pm: |
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okay |
Kubang
Celebrity Bewarse
Username: Kubang
Post Number: 35404
Registered: 09-2011
Posted From: 161.141.1.1
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 1:56 pm: |
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any day ETF, just with the expense ratio alone you can save 100 bps minimum.
buffet thatha already chalaa sarlu cheppadu mutual funds waste of time ani.
play either S&P500 ETF by cost averaging or pick few sectors you like and play the ETFs in them.
Ignorance is bliss
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Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 2418
Registered: 04-2012
Posted From: 12.130.208.36
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, June 15, 2017 - 1:38 pm: |
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Labha nastalu kastha vivarinchandi
Ninna scottrade gadu pilisi nee portfolio ila vundi maa funds lopedithe ilanti uses vundochu ani kasepu edo cheppadu.
finally MF ayithe fees ekkuva ade ETF funds ayithe fee takkuva labham kooda atu itu same. MF ammukovali ante saana gola vuntundi maa kada ala kadu ani cheppadu
Mee abhiprayalu kooda kastha cheppandi |
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