| Author | Message | ||
     Esscuseme Kurra Bewarse Username: Esscuseme Post Number: 1310 Registered: 03-2005 Posted From: 104.183.243.230 Rating: N/A |
I have not seen very many 401k accounts with DOW specific funds as such there are very less that track DOW. I am assuming you are referring to total stock market. If so, yes you can do that as most of 401k account have large/mid/small cap funds, you can combine with 60-20-20 ratio or whatever proportion you feel good. Much simpler way in my opinion is 110 - (your age) in total stock market and rest in total bond market. Keep rebalancing once a year or 18months. For eg: your age is 30 110 -30 = 80% in total stock market out of 80% you can put 20% in total international stock fund So, 64% in total stock market, 16% in total international stock and 20% in total bond market. |