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Esscuseme
Kurra Bewarse
Username: Esscuseme

Post Number: 1219
Registered: 03-2005
Posted From: 66.232.234.53

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Posted on Wednesday, April 22, 2015 - 6:47 pm:    Edit Post Delete Post Print Post


Aggi_pidugu:




Good question, the advantage with RothIRA compare to taxable account is that it's ERISA protected in some states :-) god forbid if someone sues judge cannot touch these accounts.

CA folks are out of luck as these accounts are not covered.
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Esscuseme
Kurra Bewarse
Username: Esscuseme

Post Number: 1218
Registered: 03-2005
Posted From: 66.232.234.53

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Posted on Wednesday, April 22, 2015 - 5:13 pm:    Edit Post Delete Post Print Post


Entrepreneur:




sure. One thing though the key here is to do roth conversion immediately on the next day otherwise you will end up paying capital gains on the gains

for eg: $5500 deposit today
if you convert tomorrow, assuming there are no gains then there are no taxes
if you procrastinate and convert 1 year later and the amount appreciates to $6000 then you have to pay capital gains for $500 after conversion.
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1735
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 4:35 pm:    Edit Post Delete Post Print Post

Thanks for the info excuseme mama will check it out

Ee loophole gurinchi cheppadu anukunta Kani naaku ardham kaledu cfp
dreams don't work unless you do
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Esscuseme
Kurra Bewarse
Username: Esscuseme

Post Number: 1217
Registered: 03-2005
Posted From: 66.232.234.53

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Posted on Wednesday, April 22, 2015 - 3:53 pm:    Edit Post Delete Post Print Post


Entrepreneur:

Teluguentrepreneur




Still be able to have roth ira even with income limit catch with two step process with backdoor rothira. The income cap on roth conversion is repealed. so to do this

- contribute to non-deductible ira.
- do roth conversion on the very next day after funds credited to the account
- file form 8606 while filing taxes
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Onlymovies
Censor Bewarse
Username: Onlymovies

Post Number: 32211
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Wednesday, April 22, 2015 - 3:09 pm:    Edit Post Delete Post Print Post


Entrepreneur:

Kalikaalam post 81 analyze cheyyi om mama over the long term u will realize its potential


Thanks bhayya.. will think about this..
Sound Rakoodadee
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1732
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 3:06 pm:    Edit Post Delete Post Print Post

Kalikaalam post 81 analyze cheyyi om mama over the long term u will realize its potential
dreams don't work unless you do
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1731
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 3:04 pm:    Edit Post Delete Post Print Post

Om mama I am suggesting 70/30 spilt to traditional / roth
dreams don't work unless you do
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Onlymovies
Censor Bewarse
Username: Onlymovies

Post Number: 32210
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Wednesday, April 22, 2015 - 3:03 pm:    Edit Post Delete Post Print Post

roth lo contribute cheste inhand per month takkuva vastundi kada...
Sound Rakoodadee
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Onlymovies
Censor Bewarse
Username: Onlymovies

Post Number: 32209
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Wednesday, April 22, 2015 - 3:00 pm:    Edit Post Delete Post Print Post

401K roth better antaara.. nenu initial ga roth lo pettevaadini , 2 years back pre tax ki convert chesa..
Sound Rakoodadee
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1730
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 2:59 pm:    Edit Post Delete Post Print Post

Aggipidugu mama

https://www.fidelity.com/viewpoints/retirement/nine-reasons-roth

Good question

But if u do your own u pay taxes here the growth and earnings is tax free in retirement

Also one catch combined income agi should be less then 180k which is tough in bayarea if both working
dreams don't work unless you do
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Aggi_pidugu
Celebrity Bewarse
Username: Aggi_pidugu

Post Number: 33187
Registered: 05-2006
Posted From: 74.118.96.34

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Posted on Wednesday, April 22, 2015 - 2:49 pm:    Edit Post Delete Post Print Post

But Roth IRA is After tax kada manam ROTH lo vunchi ivest chese kante we can invest on our own kada?
ITALIAN MAFIASO CLIPART--smoke
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1729
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 2:41 pm:    Edit Post Delete Post Print Post

Avunu Ajb you hit right !!

Year ki Roth max 5500 and imagine for 10 years 55000

On top of it market growth (yes there was recession stress )

You can withdraw 55 k penalty free we would have used for down payment and also have some monies in retirement

Imagine the same situation for kids college
Each kid atleast 200k and if not 4 years part possibility of 2 kids funding for college painful
dreams don't work unless you do
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Kalikaalam
Pilla Bewarse
Username: Kalikaalam

Post Number: 82
Registered: 04-2015
Posted From: 171.159.64.10

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Posted on Wednesday, April 22, 2015 - 2:34 pm:    Edit Post Delete Post Print Post


Entrepreneur:

Also Ajb mama usually Manam 100 percent of 401 k traditional chestham kadha yearly cap of 18500




Atlest yi year nunchi anna follow avutha. Let me do some research on that.
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Kalikaalam
Pilla Bewarse
Username: Kalikaalam

Post Number: 81
Registered: 04-2015
Posted From: 171.159.64.10

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Posted on Wednesday, April 22, 2015 - 2:33 pm:    Edit Post Delete Post Print Post


Entrepreneur:

Also Ajb mama usually Manam 100 percent of 401 k traditional chestham kadha yearly cap of 18500

Instead of that do 70 percent into traditional and 30 percent in Roth IRA


Roth IRA ki Chala advantages unnayi

529 plans kanna ee 30 percent toward Roth can be used for children's education th biggest greatest thing is u can withdraw principle with out any penalty isn't it awesome apart knowing that market can go down




Hmm..sounds like a great idea. ippudu nenu ade situation lo vunnaanu.Vere state ki move avabothunnaanu.Ikkada(philly) lo house rent ki ichi, akkada konali chusthunnaanu.kaani down payment ki saripoyina antha dabbu ledu. IRA lo thisthe nemo tax+10% penallty kattaali.Ade Roth ayithe no penality on the pre mature distribution?
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1728
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 2:19 pm:    Edit Post Delete Post Print Post

Also Ajb mama usually Manam 100 percent of 401 k traditional chestham kadha yearly cap of 18500

Instead of that do 70 percent into traditional and 30 percent in Roth IRA


Roth IRA ki Chala advantages unnayi

529 plans kanna ee 30 percent toward Roth can be used for children's education th biggest greatest thing is u can withdraw principle with out any penalty isn't it awesome apart knowing that market can go down
dreams don't work unless you do
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1726
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 2:10 pm:    Edit Post Delete Post Print Post

Good question ajb mama never thought about this one thinking we cannot

Nenu consulting chesinappudu some years did the 25 percent of payroll to vanguard sep Ira

Kinda links we can do it similar to the roll overs we do

I will check with cfp and let u know mama some extra paper work untundhi anukuntunna



http://www.investopedia.com/ask/answers/08/septotraditional.asp

http://finance.zacks.com/transfer-sepira-8728.html
dreams don't work unless you do
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Aggi_pidugu
Celebrity Bewarse
Username: Aggi_pidugu

Post Number: 33186
Registered: 05-2006
Posted From: 74.118.96.34

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Posted on Wednesday, April 22, 2015 - 2:02 pm:    Edit Post Delete Post Print Post

email sent
ITALIAN MAFIASO CLIPART--smoke
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Andhrajamesbond
Pilla Bewarse
Username: Andhrajamesbond

Post Number: 991
Registered: 03-2004
Posted From: 74.103.143.82

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Posted on Wednesday, April 22, 2015 - 1:50 pm:    Edit Post Delete Post Print Post

@Entrepreneur,
Do you have any idea on this situation?

I had a SEP IRA with one investment company.
Can i roll over this one to new 401K account(employer sponsored) that I opened recently.
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1712
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 9:40 am:    Edit Post Delete Post Print Post

Ledu gaali not at all

Vere dbs lo ayite ilanti thread delete chesthAru Ikkada ala cheyya ledu

Just niche db only for finance ani mama to cover purely all areas of personal finance

Personally to learn and also share what I know after years of research

Nenu fatwallet finance, r2iclubforums lo chala time spend chesa

Credits card ayite chala research chesa app-o-rama cheddam ani 2004 lo oka 200k by gods grace execute cheyyaledu

But have deep knowledge on how the 3 credit reporting agencies work and each branded card uses what and how much score is deducted from equifax, transition and equifax

Ee db lone we have seen threads for investment ideas many times

I am creating the db combining all these experiences from diff forums and needs and passionate to build the best financial community

Just an attempt let's see how it works
dreams don't work unless you do
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Bewarsegadu
Kurra Bewarse
Username: Bewarsegadu

Post Number: 2897
Registered: 03-2013
Posted From: 68.12.229.78

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Posted on Wednesday, April 22, 2015 - 8:57 am:    Edit Post Delete Post Print Post

Reentry.ccdb@gmail.com
Bewarsegadu Fan of Balayya and PK
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Gaali
Celebrity Bewarse
Username: Gaali

Post Number: 42794
Registered: 03-2004
Posted From: 131.247.54.65

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Posted on Wednesday, April 22, 2015 - 8:57 am:    Edit Post Delete Post Print Post


Kalikaalam:

Kalikaalam and Andhrajamesbond both are my Ids




And both are mods in the Finance DB. CLIPART--a140

Entrepreneur mama j/k I hope you don't take in the wrong way. CLIPART--hug1
Be Positive!
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Kalikaalam
Pilla Bewarse
Username: Kalikaalam

Post Number: 80
Registered: 04-2015
Posted From: 171.159.64.10

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Posted on Wednesday, April 22, 2015 - 8:54 am:    Edit Post Delete Post Print Post


Entrepreneur:

Andhrajamesbond did not get ur email




Kalikaalam and Andhrajamesbond both are my IdsCLIPART--happy.
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1709
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 8:44 am:    Edit Post Delete Post Print Post

Andhrajamesbond did not get ur email
dreams don't work unless you do
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1705
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Wednesday, April 22, 2015 - 8:25 am:    Edit Post Delete Post Print Post

kailikalam will sent it to you when live
dreams don't work unless you do
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Kalikaalam
Pilla Bewarse
Username: Kalikaalam

Post Number: 79
Registered: 04-2015
Posted From: 171.159.64.10

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Posted on Wednesday, April 22, 2015 - 8:17 am:    Edit Post Delete Post Print Post


Lovebewarsetalk:

idhanthaa MOD padavi kosame ee emails annee




chuss. Alaa ardham ayyindaa? I just aksed to send the link where i can participate in discussions.NOT INTERSETED IN MOD.
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Lovebewarsetalk
Kurra Bewarse
Username: Lovebewarsetalk

Post Number: 1735
Registered: 08-2014
Posted From: 183.82.4.69

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Posted on Wednesday, April 22, 2015 - 5:55 am:    Edit Post Delete Post Print Post


Entrepreneur:

If any body is interested in being mods, Please send an email to Teluguentrepreneur@gmail.com



Onlymovies:

mail chesa anni



Andhrajamesbond:

Sent an e-mail to you


edhi, idhanthaa MOD padavi kosame ee emails annee...andhulo mallee OMesh anni mail chesadanta...emem mail chesaav annaai...Sep me...
MOVIEART--bemmi6
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Andhrajamesbond
Pilla Bewarse
Username: Andhrajamesbond

Post Number: 990
Registered: 03-2004
Posted From: 74.103.143.82

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Posted on Wednesday, April 22, 2015 - 5:50 am:    Edit Post Delete Post Print Post


Entrepreneur:



Sent an e-mail to you.
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1699
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:33 pm:    Edit Post Delete Post Print Post

Dobbey mama ratings kanna one feature I want to implement is thanks given or something like that

Which gives stars for real help got

User id kinda

Also looking at implementing contests or something
dreams don't work unless you do
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Dobbey
Mudiripoyina Bewarse
Username: Dobbey

Post Number: 21481
Registered: 12-2009
Posted From: 98.214.79.168

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Posted on Tuesday, April 21, 2015 - 3:29 pm:    Edit Post Delete Post Print Post


Entrepreneur:

Avuna mama tried a lot of software

And liked xen




post ratings are good..
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1698
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:27 pm:    Edit Post Delete Post Print Post


Dobbey:




Avuna mama tried a lot of software

And liked xen
dreams don't work unless you do
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Dobbey
Mudiripoyina Bewarse
Username: Dobbey

Post Number: 21480
Registered: 12-2009
Posted From: 98.214.79.168

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Posted on Tuesday, April 21, 2015 - 3:21 pm:    Edit Post Delete Post Print Post


Gaali:

Daantlo nee hand emanna undaa?



vere oka db lo unnanu.. it runs on xenforo..
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Gaali
Celebrity Bewarse
Username: Gaali

Post Number: 42779
Registered: 03-2004
Posted From: 131.247.54.65

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Posted on Tuesday, April 21, 2015 - 3:20 pm:    Edit Post Delete Post Print Post


Dobbey:

xenforo is good.




Daantlo nee hand emanna undaa? MOVIEART--bemmi.ok
Be Positive!
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Dobbey
Mudiripoyina Bewarse
Username: Dobbey

Post Number: 21479
Registered: 12-2009
Posted From: 98.214.79.168

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Posted on Tuesday, April 21, 2015 - 3:19 pm:    Edit Post Delete Post Print Post

xenforo is good.. CLIPART--coffee_drinking
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Onlymovies
Censor Bewarse
Username: Onlymovies

Post Number: 32069
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Tuesday, April 21, 2015 - 3:19 pm:    Edit Post Delete Post Print Post


Entrepreneur:

Please send an email to


mail chesa anni
Sound Rakoodadee
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Gaali
Celebrity Bewarse
Username: Gaali

Post Number: 42777
Registered: 03-2004
Posted From: 131.247.54.65

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Posted on Tuesday, April 21, 2015 - 3:18 pm:    Edit Post Delete Post Print Post

Good luck bro
Be Positive!
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1696
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:15 pm:    Edit Post Delete Post Print Post

Avunu nalla balu mama it will immensely for newbies too
dreams don't work unless you do
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1695
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:13 pm:    Edit Post Delete Post Print Post

Fixed deposits
dreams don't work unless you do
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1694
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:13 pm:    Edit Post Delete Post Print Post

Credit cards
Credit scores
dreams don't work unless you do
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Nalla_baalu
Censor Bewarse
Username: Nalla_baalu

Post Number: 124162
Registered: 06-2011
Posted From: 98.169.52.38

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Posted on Tuesday, April 21, 2015 - 3:12 pm:    Edit Post Delete Post Print Post

Ante how will your site be useful annai
Maa laanti newbies ki baaga paniki vasthundha
Aug 11th 2011 weight -- 84 kg; Aug 11th 2012 weight -- 88 kg; Aug 11th 2013 weight -- 80 kg; Getinspired
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1693
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:12 pm:    Edit Post Delete Post Print Post

All areas of finance only

Investments
Retirements
Insurance
Estate planning
Asset allocation
Taxes

Etc etc
dreams don't work unless you do
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Bewarsegadu
Kurra Bewarse
Username: Bewarsegadu

Post Number: 2896
Registered: 03-2013
Posted From: 65.198.163.137

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Posted on Tuesday, April 21, 2015 - 3:10 pm:    Edit Post Delete Post Print Post

ante stocks maatramenaa?
Bewarsegadu Fan of Balayya and PK
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1692
Registered: 05-2011
Posted From: 166.216.157.123

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Posted on Tuesday, April 21, 2015 - 3:09 pm:    Edit Post Delete Post Print Post

Forum dedicated only to finance start chestunna

If any body is interested in being mods or participate or help out in content

Xenforo software latest and greatest


Please send an email to Teluguentrepreneur@gmail.com
dreams don't work unless you do

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