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Bewarse Talk Discussion Board * Archives - 2016 * Cine Talk - Reviews, Gossips, Insider Info etc. * Archive through March 03, 2016 * Home Loans in India ( Refinance options ) < Previous Next >

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Musicfan
Bewarse Legend
Username: Musicfan

Post Number: 57681
Registered: 05-2004
Posted From: 66.117.193.162
Posted on Monday, February 29, 2016 - 8:22 pm:    Edit Post Delete Post Print Post


Andhramass:

malli first nunchi application process start cheyyala? providing pay slips, notary forms etc




paper work is same as new loan.
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Andhramass
Bewarse Legend
Username: Andhramass

Post Number: 56788
Registered: 07-2006
Posted From: 203.1.252.6
Posted on Monday, February 29, 2016 - 8:20 pm:    Edit Post Delete Post Print Post

inkko question

malli first nunchi application process start cheyyala? providing pay slips, notary forms etc
anni dananallo Annadanam Minna lal salam
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Andhramass
Bewarse Legend
Username: Andhramass

Post Number: 56787
Registered: 07-2006
Posted From: 203.1.252.6
Posted on Monday, February 29, 2016 - 8:19 pm:    Edit Post Delete Post Print Post


Hotmail:

present home loan interest rate is 9.70 to 9.80 vundhi..




axis bank lo 9.1 undi kada
anni dananallo Annadanam Minna lal salam
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Musicfan
Bewarse Legend
Username: Musicfan

Post Number: 57659
Registered: 05-2004
Posted From: 73.191.151.120
Posted on Sunday, February 28, 2016 - 9:30 am:    Edit Post Delete Post Print Post

Nenu india lo 2 times refinance chesa main reason was interest rate. 10.25 nunchi 8.75 ki Marchaa oka sari. From ICICI to hdfc. ICICI had closing cost, but bargained with HDFC so that they will take care of it. Ippudu many loans doesn't have closing cost. So no ossues. Inko sari HDFC to Axis bank Marchaa properties were different

It's an easy and simple process like here.
Nannaku Premato Audio Review
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Hotmail
Kurra Bewarse
Username: Hotmail

Post Number: 2058
Registered: 02-2009
Posted From: 106.216.190.84
Posted on Sunday, February 28, 2016 - 7:14 am:    Edit Post Delete Post Print Post

present home loan interest rate is 9.70 to 9.80 vundhi....call to HDFC home loan dept or any other National bank and share the property details and your loan details they will transfer your loan from SBI to new bank.. you have to pay processing fee only... no need to pay closing charges in sbi..
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Blazewada
Celebrity Bewarse
Username: Blazewada

Post Number: 25983
Registered: 08-2008
Posted From: 58.182.87.144
Posted on Saturday, February 27, 2016 - 10:57 am:    Edit Post Delete Post Print Post


Mrbezawada:




refinance cheste entha benefit avuddi anedi calc cheskondri.

plus ipudu preclosure or early termination ki penalty anedi ledu chala banks ki, or minimal fees on outstanding due.

refinance calculator:

http://economictimes.indiatimes.com/personal-finance/calculators/home-loan-refin ance-calculator


Interest rate is crucial.
This is the key factor to be considered while refinancing one's home loan. If you are getting a difference of 0.75-1% between your existing rate and the rate of refinancing, you will end up saving money in the long run.

Switch from floating rate to fixed rate of interest benefits you.
If you are currently on a floating rate of interest and getting the chance of refinancing at a lower rate, you may want to lock yourself in the low fixed rate. This will protect you from interest rate fluctuations that happen due to the impact of macroeconomic factors.
जिसको ढूंढे बाहर बाहर - वो बैठा है भीतर छुप के
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Soggadu
Kurra Bewarse
Username: Soggadu

Post Number: 2583
Registered: 02-2009
Posted From: 199.198.251.107
Posted on Friday, February 19, 2016 - 2:22 pm:    Edit Post Delete Post Print Post

Nenu early 2000s lo LIC nundi IOB ki refinance chesanu. Did pay penalty to LIC, but save more money by refinancing.

Ippati rates gurinchi naaku no idea though.
చక్కర కలిపిన తియ్యని తేనెల తోడు పెరుగు తెలుగు
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Mrbezawada
Pilla Bewarse
Username: Mrbezawada

Post Number: 139
Registered: 10-2011
Posted From: 205.172.134.228
Posted on Friday, February 19, 2016 - 1:50 pm:    Edit Post Delete Post Print Post

Need your suggestions:

I took Home Loan from SBI for nearly 30L. And I am paying 35K as EMI. ( I think 13% interest anukunta )

1. ippudu vere bank tho re-finance cheyocha ?
2. If yes, do you know any best rates?
3. Refinance cheyalante SBI vadiki emana money extra kattalsi vasthundha?

Bajaj Finserv lo evarana tesukunara?
Bezawada Bewarse Batchey

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