| Author | Message | ||
     Sanju Pilla Bewarse Username: Sanju Post Number: 136 Registered: 04-2017 Posted From: 70.160.152.246 Rating: N/A |
Ok, ok. Naa mortgage meeda PMI inko 2 yrs vundi. motham kalipi oka 5k kattali PMI roopam lonext 2 yrs ki..LTV emo 84% vundi...oka 14k kadithey next 2 yrs lo 5K savings cheyyochu ani Wellsfargo vaadiki call chesi adiga..Vaadu 3 options ichadu... 1. Pay down principal to get LTV to 78% and get PMI removed automaticly, or 2. Show that you have increased the value by upgrades/additions to your house and get an appraisal at my cost and show that the LTV is less than 80%, or 3. Order a Broker Price Opinion (BPO) at my expense ($100) and show that the value has not gone below from its appraisal at loan origination. Pay 14k towards principal to bring LTV to 80% and get PMI removed. So, Option 3 picked. 3rd party RE broker came and gave me a shocker. 2013 lo appraise ayyina value kante 40k less ki appraise chesindi..Wells fargo nundi letter vachindi naaku idhi katha..ne home value gone down ani updated numbers tho malli 3 options given...aa numbers choosthey evadikaina BP vachesthadi, naaku kooda vachesindi..WF vaadiki call chesi ammalakkalu esukunna..em bank naduputhunnar ra, em customers tho ilaa kotha scams modalettara? Evadevadu partners indulo ani? 2 min lo issue escalated to Executive officer. aadiki kooda dabidi dibidi paddai..oka 30 min vadiki local RE market gurinchi class padindi. BPO chesina dakota agent prices stable ga vunna maa neibourhood lo kaakunda chuttupakkala dakota neiborhoods vaatilo comparable sales/listings use chesaindi ani explain chesa. So called EO agreed that this need to be addressed and I said you better do, else I will ditch my relation with WF ani BP tho oogipoya.. Final ga BPO dispute form fill cheste they will look into ani decided. BPO dispute from mail lo came, basic ga recent sales/listings maname fill cheyyali aa BPO dispute form lo. na case EO gaadiki faxed and mailed it to to WF mortgage. Ninna EO gaad call chesi nee hope value revised based on the information provided to 20k more than appraised value at loan origination date, your LTV is less than 80%. Your PMI will be dropped without any cost to you ani challani kaburu cheppadu.. Naa aakulu satisfied! Idi last 4 weeks lo jarigina kadha. Thoti vaariki use avvuddi ani posting chesthunna ikkada |