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     Kubang Celebrity Bewarse Username: Kubang Post Number: 32021 Registered: 09-2011 Posted From: 50.66.0.62 Rating: N/A |
Go through your insurance, based on police investigation and report both insurance companies will decide whose fault and share accordingly anyway. Take the rental car and move on. Depending on the damage and age & make of the car, insurance may decide to write off and offer you a cash settlement. If the car is new and less than 2 years old, generally you will get equivalent to new replacement if the car is totalled. Of course it depends on what coverage you took in the first place. Looks like a T bone incident, could have been worst. You are lucky that there are no major injuries and your wife is safe. It's only money, move on..regardless of what you decide, insurance companies go by the police report ultimately and negotiate among themselves and share the cost accordingly. If the other guy is at 100% fault, they won't charge you even if you go through your insurance and your premium won't go up. Ignorance is bliss |