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Author Message   Naatarai Pilla Bewarse Username: Naatarai Post Number: 498 Registered: 11-2004 Posted From: 137.147.143.61 Rating: N/A Votes: 0 Posted on Friday, March 06, 2015 - 3:12 pm:    In Oz, PIN is mandatory. You have to be a 'special person' to be able to use a card with signature. Paywave has taken off in Oz as well as it is much quicker for low value transactions. The issue with US is due to the fact that issuer and acquirer are different companies and cannot work out a better deal.