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Author Message   Kodibochu Yavvanam Kaatesina Bewarse Username: Kodibochu Post Number: 5803 Registered: 04-2019 Rating: N/A Votes: 0 Posted on Wednesday, March 17, 2021 - 9:03 am:    Pradeep01: Here is how many people do it. https://www.madfientist.com/how-to-access-retirement-funds-early/ . Even in this cae, you need to pay tax after 5 years(before 59.5 years). Only thing you can avoid is penalty.