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Author Message   Andhravodu Kurra Bewarse Username: Andhravodu Post Number: 2671 Registered: 04-2017 Rating: N/A Votes: 0 Posted on Friday, December 18, 2020 - 2:12 pm:    Symbol_of_king: IRA losses are not deductible anymore, even for regular IRA if you are getting gains in Roth, leave it. The gains are completely tax free in Roth IRA 1 downside is, Roth has limited cash in, unless you do a huge backdoor loading. Cash account lo it all depends on how much risk appetite you have