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Author Message   Kubang Yavvanam Kaatesina Bewarse Username: Kubang Post Number: 6112 Registered: 09-2011 Posted From: 161.141.1.1 Rating: N/A Votes: 0 Posted on Monday, September 16, 2013 - 5:38 pm:    Onlymovies: 15 years kashtam bhayya.. ippudalaage anipisthundi. you can easily pay it off in 15 years. Ikkada maaku 5 year max term istharu for rate, you can select amortization period from 5 to 30 years. I started in 2005 with 5 year closed rate (at 4.5%) and 25 year amortization. Renewed in 2010 with another 5 year closed term (at 3.5%) with 15 year amortization. in 2012 I broke that paid about $1,700 penalty and renewed it at 2.89% for 5 year term with a 6 year amortization. but increased payments to finish it in 4 years. ee sodantha enduku chepthunnanu ante, as you gaining experience at work, your pay levels will go up and you will be able to pay it faster than you think. I started with a 25 year plan but will be finishing it in less than 12 years. of course this is assuming I keep my job until then.