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Author Message   Musicfan Celebrity Bewarse Username: Musicfan Post Number: 42627 Registered: 05-2004 Posted From: 146.122.224.188 Rating: N/A Votes: 0 Posted on Tuesday, February 12, 2013 - 8:44 am:    Vidhata: personal loan Pre payment ki 4% penalty untundi correct, personal loans lo chana hidden charges untayi, need to review them before applying loan, Mortgage loan pre-payment ki emi undadu,, Prasanth mama please check., You can process two personal loans at the same time, the banks asks for salary account for the loan for past 6 months and pay checks, so bank account lo telustundi, if there is any loan that is on your account, adi deduct chesi neeku amount istaru, For example if you are eligible for 10 lakhs loan, you took 5 lakhs already, and EMI is shown in the bank account, then you will get only the remaining 5 lakhs. ade bank account lo kanipinchaka pote, you will get two 10 lakhs adi calculations when applying personal loans. Mortgage loan is purely based on the property value and eligibility based on your salary. Review - Jabardast