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Author Message   Jaffaa Mudiripoyina Bewarse Username: Jaffaa Post Number: 23864 Registered: 03-2008 Posted From: 204.14.239.58 Rating: N/A Votes: 0 Posted on Thursday, May 11, 2017 - 3:22 pm:    Ntr_rocks: The APR calculates the total cost of the loan yeah I have seen that link so 700k illu 630k loan amount anukundhaam so 70k down plus closing costs around 15k anukundham... interest rate is 3.85% lets say, over the period of 30 years which is the length of the loan period I will be paying a total of $1,063,257 (for the loan) + 15k closing costs = to overall cost of the LOAN aa is that accurate?