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Author Message   Jaffaa Mudiripoyina Bewarse Username: Jaffaa Post Number: 23863 Registered: 03-2008 Posted From: 204.14.239.58 Rating: N/A Votes: 0 Posted on Thursday, May 11, 2017 - 3:07 pm:    also I have a doubt on interest rate and APR ippudu 700k loan ki 10% down ante 70k loan amount is 630k closing costs eemo 15k anukundhaam with points etc so total for closing is 70k + 15k interest rate let's say 30yr fixed ki lets say 3.85% anukondi....and APR is 4.25% anukondi APR my understanding is it covers the closing costs which includes fees over the period of the loan if I pay the closing costs up front (15k) in the above scenario, would I still need to pay APR? yt loo eevo videos chosthunnaa kaani I am not getting the difference between APR and interest rate