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Author Message   Gudivada04 Mudiripoyina Bewarse Username: Gudivada04 Post Number: 12907 Registered: 09-2004 Posted From: 68.147.231.162 Rating: N/A Votes: 0 Posted on Friday, October 10, 2014 - 10:33 am:    Gochi: life insurance to the maximum allowed is a must Gochi. Check with your employer, under group policy they will normally allow to increase the amount of coverage. There are three different coverages; critical illness, death, accidental death & dismemberment. Take all three; critical illness - 60% of salary+cola theesuko. Remaining two maximum amount theesuko. Nenu $2MM theesukunna, if I go in an accident it will double.. For house and car, just rendu combine chesthe you get some reduction in premiums. $1 to $1.5 million overall coverage is more than enough.