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Author Message   Esscuseme Kurra Bewarse Username: Esscuseme Post Number: 1198 Registered: 03-2005 Posted From: 216.113.168.128 Rating: N/A Votes: 0 Posted on Wednesday, March 26, 2014 - 3:20 pm:    Tokkalodi: If the combine gross income is more than $180k still roth ira can be done. Its called backdoor roth ira. contribute to traditional non-deductible ira (no income limits) and then very next day convert to roth ira (again no income limits to convert).