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Author Message   Kubang Yavvanam Kaatesina Bewarse Username: Kubang Post Number: 6741 Registered: 09-2011 Posted From: 161.141.1.1 Rating: N/A Votes: 0 Posted on Monday, November 11, 2013 - 12:11 pm:    basic ga if you can withstand sudden rise in interest rates i.e., if you can afford to pay 25 to 50% more in monthly payments in case of sudden interest rate increases; then go for variable. Risk enduku anukunte go for fixed. obviously fixed scenario lo you pay little bit more but that's insurance you have to pay for reducing your risk.