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Bewarse Talk Discussion Board * Archives-2010 * Cine Talk - Reviews, Gossips, Insider Info etc. * Archive through September 10, 2010 * 401 K vs Roth 401 K < Previous Next >

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Onlymovies
Bewarse Legend
Username: Onlymovies

Post Number: 18068
Registered: 01-2009
Posted From: 166.137.10.48

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Posted on Wednesday, September 08, 2010 - 12:30 pm:    Edit Post Delete Post View Post/Check IP


Bewars:



Bewars:


Thanks baa
???
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Bewars
Yavvanam Kaatesina Bewarse
Username: Bewars

Post Number: 1917
Registered: 01-2008
Posted From: 74.117.16.6

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Posted on Wednesday, September 08, 2010 - 10:51 am:    Edit Post Delete Post View Post/Check IP


Onlymovies:


There is always a tax penalty of 10% or more on early withdrawl. This is dependent on your personal status etc.

Mee office lo HR vallani details adugu.
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Onlymovies
Bewarse Legend
Username: Onlymovies

Post Number: 18067
Registered: 01-2009
Posted From: 166.137.10.48

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Posted on Wednesday, September 08, 2010 - 10:25 am:    Edit Post Delete Post View Post/Check IP


Bewars:


What if I want to go back to India before my retirement. Suppose I will go back to India in five years. Which is best
???
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Bewars
Yavvanam Kaatesina Bewarse
Username: Bewars

Post Number: 1916
Registered: 01-2008
Posted From: 74.117.16.6

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Posted on Wednesday, September 08, 2010 - 10:19 am:    Edit Post Delete Post View Post/Check IP


Onlymovies:



Always have it in both. If you feel, you will earn more in future compared to your current salary, go for Roth IRA. Traditional 401K is taxed on the rate when you withdraw.

You never know what the future tax rates will be. So first priority is Roth and then traditional though it may be little painful now.
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Onlymovies
Bewarse Legend
Username: Onlymovies

Post Number: 18066
Registered: 01-2009
Posted From: 199.173.225.33

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Posted on Wednesday, September 08, 2010 - 9:08 am:    Edit Post Delete Post View Post/Check IP


Gaali:

Idi chaduvu mama. It might help you.


yeah.. but naaku kavalsina exact info raaledu..
already 401K lo invest chesevallu lera...
???
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Prasanth
Bewarse Legend
Username: Prasanth

Post Number: 50172
Registered: 03-2004
Posted From: 110.76.160.100

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Posted on Wednesday, September 08, 2010 - 9:04 am:    Edit Post Delete Post View Post/Check IP

MOVIEART--ali
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Proofdada
Bewarse Legend
Username: Proofdada

Post Number: 86697
Registered: 03-2004
Posted From: 85.125.191.204

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Posted on Wednesday, September 08, 2010 - 9:03 am:    Edit Post Delete Post View Post/Check IP

alaage gaali mamaMOVIEART--mb.siggu
oka GaaliJ, oka Yeesu, oka Geddam
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Gaali
Bewarse Legend
Username: Gaali

Post Number: 15497
Registered: 03-2004
Posted From: 131.247.54.65

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Posted on Wednesday, September 08, 2010 - 9:01 am:    Edit Post Delete Post View Post/Check IP


Proofdada:

dhaani january anomaly antaaru ata...equities book loo efficient markets gurunchi discuss cheeshtu raasadu.




I see. CLIPART--hug1 Baaga chaduvu chinna. Pedda vaadivi ayyi mana peru nilabettali nuvvu.
Vinte bharatham vinali thinte Nanee thone thinali!
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Proofdada
Bewarse Legend
Username: Proofdada

Post Number: 86695
Registered: 03-2004
Posted From: 85.125.191.204

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Posted on Wednesday, September 08, 2010 - 8:58 am:    Edit Post Delete Post View Post/Check IP

so therotical gane anamaata books lo cheppedi...dhaani january anomaly antaaru ata...equities book loo efficient markets gurunchi discuss cheeshtu raasadu.
oka GaaliJ, oka Yeesu, oka Geddam
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Gaali
Bewarse Legend
Username: Gaali

Post Number: 15494
Registered: 03-2004
Posted From: 131.247.54.65

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Posted on Wednesday, September 08, 2010 - 8:55 am:    Edit Post Delete Post View Post/Check IP


Proofdada:




Vaalla situation batti chestaaru mama.

If you had made lot of profits/capital gains in that year and also own some stock which is not doing good and you prefer to re-invest that money elsewhere, it makes sense.
Vinte bharatham vinali thinte Nanee thone thinali!
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Proofdada
Bewarse Legend
Username: Proofdada

Post Number: 86693
Registered: 03-2004
Posted From: 85.125.191.204

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Posted on Wednesday, September 08, 2010 - 8:51 am:    Edit Post Delete Post View Post/Check IP

gaali mama...

december end ku stocks ammesi , january startign lo kontarata ga chaala mandhi tax cover cheyyataniki, nijameena?...
oka GaaliJ, oka Yeesu, oka Geddam
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Gaali
Bewarse Legend
Username: Gaali

Post Number: 15493
Registered: 03-2004
Posted From: 131.247.54.65

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Posted on Wednesday, September 08, 2010 - 8:50 am:    Edit Post Delete Post View Post/Check IP

Idi chaduvu mama. It might help you.

http://en.wikipedia.org/wiki/Roth_401%28k%29
Vinte bharatham vinali thinte Nanee thone thinali!
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Onlymovies
Bewarse Legend
Username: Onlymovies

Post Number: 18065
Registered: 01-2009
Posted From: 199.173.225.33

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Votes: 0 (Vote!)

Posted on Wednesday, September 08, 2010 - 8:45 am:    Edit Post Delete Post View Post/Check IP

What is the difference between these two.

Which is better..
naaku telisindi, 401K deduction will be before tax, and manam cash teesukovalsinappudu, tax kattali..
Roth 401K, deduction will be after tax, and cash teesukune tappudu, tax pay cheyyavalasina avasaram ledu ani..

So experts please suggest cheyyandi, edi bestooo
???

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