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Bewarse Talk Discussion Board * Archives-2010 * Cine Talk - Reviews, Gossips, Insider Info etc. * Archive through April 10, 2010 * Vaayyo naa ICICI & SBI ULIP plan dabbulu denks aa < Previous Next >

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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3520
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 4:51 am:    Edit Post Delete Post View Post/Check IP


Gochi:

mana guntur ante meedhi kooda guntur aaa Niresh




Gochi annai... Vidyanagar 3rd line lo Alapati Raja gaari kompa daggara ma house 1 year back vaaraku.. Ippudu Chpet ki vachham.. 20004-2009 guntur lo vunnam....
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Blazewada
Celebrity Bewarse
Username: Blazewada

Post Number: 9154
Registered: 08-2008
Posted From: 202.124.30.8

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Posted on Saturday, April 10, 2010 - 4:50 am:    Edit Post Delete Post View Post/Check IP

Boys Swaaangs intoo pani settandaa... different type of bending anattu...

Baaga aakali vestondi, ala Subway kelli 6 angulalu techukuni notlo ettukovali.
Give me another Chance.. I wanna grow up one again
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Gochi
Bewarse Legend
Username: Gochi

Post Number: 67372
Registered: 07-2004
Posted From: 24.229.138.244

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Posted on Saturday, April 10, 2010 - 4:49 am:    Edit Post Delete Post View Post/Check IP


Onlyniru3:




mana guntur ante meedhi kooda guntur aaa Niresh

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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3519
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 4:47 am:    Edit Post Delete Post View Post/Check IP


Gochi:

meedhi koodaa guntur aa Naanee baa




Gochi anni,
Nanee dhi bandar...mana Guntur lo kalipaaavo
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Gochi
Bewarse Legend
Username: Gochi

Post Number: 67371
Registered: 07-2004
Posted From: 24.229.138.244

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Posted on Saturday, April 10, 2010 - 4:44 am:    Edit Post Delete Post View Post/Check IP


Nanee:

aur ek baath urdu ke baare mein mooh se nikla tho miyya...arandalpet se bradipet tak gipa gipp marthe leke jaathe...




meedhi koodaa guntur aa Naanee baa

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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3518
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 4:31 am:    Edit Post Delete Post View Post/Check IP


Kichidi:

mari 'BANDAR' saritra evaad septhad?? nuvvu seppu




nanee gaadhu HYD dhi seppamanthe septaaad... bandar dhi emi telusu vaadiki na royya
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Kichidi
Yavvanam Kaatesina Bewarse
Username: Kichidi

Post Number: 1723
Registered: 01-2010
Posted From: 24.18.200.128

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Posted on Saturday, April 10, 2010 - 4:30 am:    Edit Post Delete Post View Post/Check IP


Nanee:

nkeppudu adaganu le charitra pusthakam kichidi saar




mari 'BANDAR' saritra evaad septhad?? nuvvu seppu
BTDB Uth club chief Mentor PD saab...
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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3517
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 4:18 am:    Edit Post Delete Post View Post/Check IP


Nanee:

inkeppudu adaganu le charitra pusthakam kichidi saar




naneee gaa
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3057
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 4:12 am:    Edit Post Delete Post View Post/Check IP

inkeppudu adaganu le charitra pusthakam kichidi saar
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Kichidi
Yavvanam Kaatesina Bewarse
Username: Kichidi

Post Number: 1721
Registered: 01-2010
Posted From: 24.18.200.128

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Posted on Saturday, April 10, 2010 - 4:11 am:    Edit Post Delete Post View Post/Check IP


Nanee:

asala em peru vayya adi...MOVVA




nannee gaa asalu adi 'Muvva'. aa venu gopala swamy tana gopikalatho kalisi natyam chesthunte aayana kaali muvva okati ikkadiki vachi padindanta. akkada oka gudi velasindanta. So adi maa voori peruki vunna istory. maa voorilo venu gopaludi gudi saana pamous.
BTDB Uth club chief Mentor PD saab...
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3054
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 4:01 am:    Edit Post Delete Post View Post/Check IP

barabar kamment karthe ji...kuch karne ka hain tho karo...sunne ka nahin ham...
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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3514
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 4:00 am:    Edit Post Delete Post View Post/Check IP


Nanee:

MOVVA...MOVVA...asala em peru vayya adi...MOVVA




rey rey rey Movva Village antha.. Movva ni emann annavo...
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3053
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 3:59 am:    Edit Post Delete Post View Post/Check IP

MOVVA...MOVVA...asala em peru vayya adi...MOVVA
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Kichidi
Yavvanam Kaatesina Bewarse
Username: Kichidi

Post Number: 1718
Registered: 01-2010
Posted From: 24.18.200.128

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Posted on Saturday, April 10, 2010 - 3:57 am:    Edit Post Delete Post View Post/Check IP


Onlyniru3:

Kichay gaaa eee bandar vaaaaadhi gola endhi ra babu DB lo...




vaadi voori perulone vundi vaadu chese golaki reason...
BTDB Uth club chief Mentor PD saab...
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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3513
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 3:56 am:    Edit Post Delete Post View Post/Check IP


Nanee:

aur ek baath urdu ke baare mein mooh se nikla tho miyya...arandalpet se bradipet tak gipa gipp marthe leke jaathe...



http://i46.tinypic.com/2wbzul0.gif
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3052
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 3:53 am:    Edit Post Delete Post View Post/Check IP

aur ek baath urdu ke baare mein mooh se nikla tho miyya...arandalpet se bradipet tak gipa gipp marthe leke jaathe...
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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3512
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 3:51 am:    Edit Post Delete Post View Post/Check IP


Nanee:

kya karega rey thu...kya bigade ga mera...




Kichay gaaa eee bandar vaaaaadhi gola endhi ra babu DB lo...
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3049
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 3:48 am:    Edit Post Delete Post View Post/Check IP

kya karega rey thu...kya bigade ga mera...
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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3509
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 3:47 am:    Edit Post Delete Post View Post/Check IP


Nanee:

phikar math karo miyya...paisa kuda podu...




rey rey rey inko sari Hindi vaaagithe
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3047
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 3:45 am:    Edit Post Delete Post View Post/Check IP

phikar math karo miyya...paisa kuda podu...
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Blazewada
Celebrity Bewarse
Username: Blazewada

Post Number: 9153
Registered: 08-2008
Posted From: 202.124.30.8

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Posted on Saturday, April 10, 2010 - 3:44 am:    Edit Post Delete Post View Post/Check IP


Nanee:

just suspend chesaru new ULIPS until license is acquired...




yupp , but konchem edo oka moola bhayam anedi uuntadi kada, near to 2L unnayi. still SBI kabatti no worries.
Give me another Chance.. I wanna grow up one again
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Nanee
Mudiripoyina Bewarse
Username: Nanee

Post Number: 3035
Registered: 08-2009
Posted From: 122.175.85.39

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Posted on Saturday, April 10, 2010 - 3:30 am:    Edit Post Delete Post View Post/Check IP

em povu baa...just suspend chesaru new ULIPS until license is acquired...
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Kichidi
Yavvanam Kaatesina Bewarse
Username: Kichidi

Post Number: 1707
Registered: 01-2010
Posted From: 24.16.79.183

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Posted on Saturday, April 10, 2010 - 2:22 am:    Edit Post Delete Post View Post/Check IP


Blazewada:




baa roju rojuki nuvvu boothulekkuva matladutunnav. i think the pressure is taking its toll .
BTDB Uth club chief Mentor PD saab...
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Onlyniru3
Mudiripoyina Bewarse
Username: Onlyniru3

Post Number: 3490
Registered: 08-2009
Posted From: 59.164.51.232

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Posted on Saturday, April 10, 2010 - 2:20 am:    Edit Post Delete Post View Post/Check IP


http://i46.tinypic.com/2wbzul0.gif
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Blazewada
Celebrity Bewarse
Username: Blazewada

Post Number: 9150
Registered: 08-2008
Posted From: 202.124.30.8

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Posted on Saturday, April 10, 2010 - 2:02 am:    Edit Post Delete Post View Post/Check IP

nenu ippati daaka ICICI prudential insuerance with ULIP plan lo 70K kattanu, SBI insurance with Unit linked lo 1L Unnayi.

oka sari terms and conditions chadavali sign chesinaapdivi, la undo emito, normally they wont guarantee for the principal amount anukunta, but idi valla mistake kabatti ela untado, as they are big market players, wish they will get the approval atleast by now.
Give me another Chance.. I wanna grow up one again
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Blazewada
Celebrity Bewarse
Username: Blazewada

Post Number: 9149
Registered: 08-2008
Posted From: 202.124.30.8

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Posted on Saturday, April 10, 2010 - 2:01 am:    Edit Post Delete Post View Post/Check IP

hile passing an order banning ULIPs late on Friday night, SEBI said the entities have not obtained any registration from the regulator though the ULIPs were in the nature of collective investment schemes like mutual funds.

The move of Securities and Exchange Board of India (SEBI) to unexpectedly ban 14 major private insurance companies, including SBI Life, ICICI Prudential and Tata AIG, from selling Unit Linked Insurance Products (ULIPs), will open up legal battles, level the playing field between mutual funds and insurance companies somewhat, slow down the scorching growth of insurance companies and stymie the plans of several insurance companies to go public.

“We are examining all legal options. The matter is certain to end up in the court,” said the head of a large insurance company, reacting to the SEBI move.

Curiously, while banning 14 insurance companies, SEBI has left out Life Insurance Corporation, by far India’s largest insurer. LIC is owned by the government and has been used by the government to push through large disinvestments of public sector companies for which public and institutional appetite was lacking.

While passing an order banning ULIPs late on Friday night, SEBI said the entities have not obtained any registration from the regulator though the ULIPs were in the nature of collective investment schemes like mutual funds.

"I hereby direct the entities...not to issue any offer document, advertisement, brochure soliciting money from investors or raise money from investors by way of new or additional subscription for any product (including ULIPs) having an investment component in the nature of mutual funds, till they obtain the requisite certificate of registration from SEBI," said Prashant Saran, wholetime SEBI member in an order.

The insurance companies against whom SEBI passed an order are Aegon Religare Life, Aviva Life, Bajaj Allianz, Bharti AXA, Birla Sunlife, HDFC Standard Life, ING Vysya Life, Kotak Mahindra Old Mutual Life, Max New York Life, Metlife India and Reliance Life, apart from SBI Life, ICICI Prudetial and Tata AIG. The SEBI order will put a brake on the scorching growth of ULIPs, which combine investment with insurance. A few months back, SEBI had sent letters to several life companies why they were selling investment products without its approval. Companies had responded that insurance laws permit them to offer investment product with a life insurance policy. In its final order SEBI said, “I find that the entities by their own admission have stated that there are two components of Ulips - an insurance component where the risk on the life insurance portion vests with the insurer and the investment component where the risk lies with the investor. This establishes conclusively that Ulips are a combination product and the investment component need to be registered with and regulated by SEBI”.

ULIPs have been a hot-selling product. The total first-year premium underwritten by the life insurance industry has grown 15% between February 2009 to January 2010. Almost 80-90% of this comes from ULIPs. Only a small part of this actually ensures insurance cover, inviting charges of mis-selling.

SEBI’s move will halt the plans of life insurance promoters who have sunk in over Rs26,000 crore in capital and would like to extract some of this through public issues. Insurance companies will have to land up in the doorstep of SEBI to have their prospectuses cleared. Even before that they have to win a legal battle of ULIP that now seems inevitable.
Give me another Chance.. I wanna grow up one again

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