| Author |
Message |
    
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 7142
Registered: 03-2004
Posted From: 131.96.3.17
| | Posted on Wednesday, December 08, 2004 - 9:22 am: |    |
when NOT to file an insurance claim:
http://moneycentral.msn.com/content/Insurance/Know yourrights/P43014.asp |
Venu
Desanike Pedda Bewarse
Username: Venu
Post Number: 3406
Registered: 03-2004
Posted From: 64.105.207.250
| | Posted on Tuesday, December 07, 2004 - 11:24 am: | |
Nenu aa madhya na oo pedda madisini SouthernStatePkwy pai gudda. Iddaram shoulder ki pull chesukunnam. Manishi chusthe West Indian black la unnadu. Car venaka chusukunnadu, not even a scratch. Naa car ki front damage. Jagratta gaa susukoni thola mani velli poyadu. |
Venu
Desanike Pedda Bewarse
Username: Venu
Post Number: 3405
Registered: 03-2004
Posted From: 64.105.207.250
| | Posted on Tuesday, December 07, 2004 - 11:19 am: | |
Monna jarigina oka chinna incident cheptha.
My sister's daughter and son were playing and suddenly the boy fell on a glass table. To avoid falling he supported with hand and had a scrath on the elbow. But as blood was coming out, out of anxiety they rushed him to emergency room!! The doctor there just dressed the wound and sent them back in 10 minutes!! In 2 days every thing was fine.
But, to my in law's surprise the insurance company sent a letter saying that the doctor claimed $5000 and wanted him to describe the injury or some thing like that. Annoyed, my in-law called the hospital and asked what made them claim $5000. The hospital authorities seem have said, they will settle the issue by claiming $500 and asked him to ignore the letter he got!!!!!!!!!!!!!
|
Sam
Bewarse
Username: Sam
Post Number: 1700
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Tuesday, December 07, 2004 - 11:14 am: | |
xxx maaama
you don't have to get offend for that matternobody need to get offended here. We are discussing the best steps/action to take when you are invoved in an accident. |
Sam
Bewarse
Username: Sam
Post Number: 1699
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Tuesday, December 07, 2004 - 11:13 am: | |
xxx maamaa,
what you said very true logically. But according to CJ maama and many like me, me sueing that guy/not sueing that may not change the attitude of americans anyway.
But anyway, in the first reply itself I said I am not sueing that guy because I don't feel like doing so.
But CJ maama's frustation is clearly understandable here. One don't have to take his statement out of context.
|
Xxx
Kurra Bewarse
Username: Xxx
Post Number: 368
Registered: 03-2004
Posted From: 129.9.163.233
| | Posted on Tuesday, December 07, 2004 - 11:01 am: | |
leave it sam babai , if you want to sue sue , the whole point, Looks like I am the wrong person,
it is not only the americans who sue , and the crimes done by desi's are much more , Touch any desi h1b and you will hear how they suck
cinejeevi I am sorry , Anyways my whole point in that was WHy should we sue if you are not hurt and just becasue you have the opportunity ,
I am wrong and leave me
|
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3439
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Tuesday, December 07, 2004 - 11:00 am: | |
xxx maayya
asalu thread issue ki nuvvu post sesina matter ki emanna link vunda??
when i suggested something to SAM it is upto him to take into consideration or not. PERIOD.
daniki nuvvu vachhi nannu personal gaa kelikavu. paiga "naa pempakam chala goppadi" annav though it may not be a direct comment on my own pempakam it implies as if i was not raised in a decent matter.
akkade kaalindi naaku.
khuda afiz
|
Xxx
Kurra Bewarse
Username: Xxx
Post Number: 367
Registered: 03-2004
Posted From: 129.9.163.233
| | Posted on Tuesday, December 07, 2004 - 10:56 am: | |
Sam babai ,
but here people has more racism and they sue to the max possible extent.
about the comment, In india I did feel different kind of discrimination based on caste or party or what ever ,
Here In US I avoid trying to get into contact with other Colour people , I try to avoid them, Search for desi apartments and stay close to them. Because we are living in their country I try to stay away from trouble.
Accidents can be of any one faults, so Sam if you sue the other guy even if you not injured , but this will help as they US guys have/or might in future will exploit you , then there is no trust at all.
A desi sued my friend like making all false claims and my friend who was new to this country and he ended up paying so much as he did not have good insuracne coverage,
My only point is if you are not injured do we have to sue ?
any ways as I said before, the H1b employer says he did not get billing from some other client and he will not pay to the present working people and get richer , so for everthing we will have a reson to support |
Sam
Bewarse
Username: Sam
Post Number: 1698
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Tuesday, December 07, 2004 - 10:51 am: | |
xxx maama you are taking CJ's comments out of context,
I think CJ mean to say, don't waste an opportunity to sue americans, because they are most likely to sue you when they get the chance. |
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3436
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Tuesday, December 07, 2004 - 10:51 am: | |
xxx
who asked here to do a crime or something like that??
its u who started lectures about honesty, integrity, sincereti bla bla bla.
all i said is now SAM (if law permits) can sue the other guy and deserves some kinda compensation which obviosly is monetary and suggested the same.
daniki meeru vachhi nannu maa tallidandrulu ila pencharu ani modalettaru.
avakasam vunnappudu (adi kuda mana tappu lekunda) manam padda badhaki ento konta vasulu cheyyagaligite try cheyyi ani cheppanu. indulo crime cheyyi anna suggestion tamariki kanapadite adi naa tappu kadu |
Xxx
Kurra Bewarse
Username: Xxx
Post Number: 366
Registered: 03-2004
Posted From: 129.9.163.105
| | Posted on Tuesday, December 07, 2004 - 10:44 am: | |
For cinejeevi
do u know i am attending court because my family is being sued for the same kind of accident.
babau cinejeevi , so even for some reason of no fault your are attending the court,
So for the revenge you want others to sue , even if they are not injured,
So if a person does crime we need to reapt the cirme or do more of that , |
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3589
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Tuesday, December 07, 2004 - 9:47 am: | |
Sam ,
My family was involved in couple of accidents.
Last year my wife had minor accident (smilar to CJ and Sam). We settled withoutout going to insurance. My car repair was around 1200 and other guy's is 800.
Two years back I had an accident where no other car was involved and my car had to be totalled. Insurance gave me 8200 for my 1998 Toyota corolla
6 years back I had at fault accident where I had taken left turn at the stop sign. The other car hit me. Insurance paid around 7000 for me. Dont know about other car. It was been driven by a black lady.
|
Sam
Bewarse
Username: Sam
Post Number: 1691
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Tuesday, December 07, 2004 - 9:42 am: | |
that mental tension during this full episode is more than paying money maama.
|
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3429
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Tuesday, December 07, 2004 - 9:29 am: | |
Do u need to pay lawyer fees or insurance takes the whole booty untill our insurance limits
> insurace takes care of lawyer and pays upto our limits. mine is 100K for such instances. if it is above that limit then i should pay from my pocket. that happens usually when someone dies or etc., in that case they will attach the property like house etc., If we dont have property or that much money then they will inspect our actual situation and if we cant pay then they will leave us.
as a last resort we can flee the country and never return if our property will be attached. But this is very very rare |
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3588
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Tuesday, December 07, 2004 - 9:26 am: | |
CJ mama,
Hope u come out of the cort mess without any major fees.
Do u need to pay lawyer fees or insurance takes the whole booty untill our insurance limits |
Sam
Bewarse
Username: Sam
Post Number: 1688
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Tuesday, December 07, 2004 - 9:11 am: | |
CJ maama,
sorry to know that you are sued.
We all know about people here. They look for opportunity to sue. For me, I don't feel like sueing that fellow. No reason inparticular either to sue or not to.
XXX maama,
I don't know where you live, howlong you are in USA etc...
but here people has more racism and they sue to the max possible extent. Even the cop who attended my case first went and spoke to the other guy, even though I was hit on rear. That shows how they behave. |
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3427
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Tuesday, December 07, 2004 - 9:09 am: | |
BTW, What happened in ur case?
>> same thing mama. some one in the front did not moved after a green. suddenly another car came in from a shopping complex. so my wife had to hit the front car. nothing happened to their car or to them. my car had front bumper and light gone. 2K (paid by insurance) and their car's expenses taken care by my insurance. still that lady sued saying she cant work due to this bla bla bla. ofcourse my lawyer says case is not strong and insurance will pay up around 25K (if case favors her). But iam getting a letter from my lawyer every month. this month we got to goto court and do something.
|
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3585
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Tuesday, December 07, 2004 - 8:59 am: | |
CJ mama,
>>
oka chempa meeda kodite inko chempa choopettadaniki nenu Mahatma Gandhi ni kaanu. okka center ki rendu fake centers esukune GANDHI ni.
>>
oka debba tho Chiru ni, Balayya ni kadigesevu katha.
inthaki mana XXX babai evvari pan.
BTW, What happened in ur case? |
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3426
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Tuesday, December 07, 2004 - 8:57 am: | |
to xxx for his post #364
ayya tamaru oka manchi tallidandrulu pempakamlo penchabadda oka manchi pourulu. memu edo julaiga perigi tirigamu. ok??
its not fucking values buddy. its fucking those assholes who try to make money out of anything and everything. do u know i am attending court because my family is being sued for the same kind of accident.
oka chempa meeda kodite inko chempa choopettadaniki nenu Mahatma Gandhi ni kaanu. okka center ki rendu fake centers esukune GANDHI ni.
btw if ur parents brought you up with such principles then u dont have (or u dont need to) right to critisize others but instead should have kept quiet and should not have advised. or atleast instead of advising one particular section of users here or hating one particular HERO since he belongs to some CASTE better you open up a thread on your Fav Hero's misdeeds and show to the DB world that you are indeed a honest sincere citizen.
khuda afiz
|
Sam
Bewarse
Username: Sam
Post Number: 1687
Registered: 03-2004
Posted From: 155.139.50.14
| | Posted on Tuesday, December 07, 2004 - 8:31 am: | |
NR maamaaa nothing but I have to pay $500 upfront and I should get that from other insurance company. They say it generally takes about 2 weeks. |
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3584
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Tuesday, December 07, 2004 - 8:30 am: | |
Sam,
Probably this may help u
Q. How do I cover damage to my own vehicle?
A. Because Michigan is a "No Fault" state, you are responsible for covering damage to your car in the event of an accident. Many people are surprised to find that even if the other driver is at fault you cannot recover the damages to your vehicle from that driver. The only exceptions are
you can file a claim for up to $500 in Small Claims Court under the "mini tort" exception of the No Fault law
http://www.mundusinsurance.com/autofaq.htm |
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 7079
Registered: 03-2004
Posted From: 131.96.3.17
| | Posted on Tuesday, December 07, 2004 - 8:22 am: | |
that's bad. His insurance is supposed to cover every thing. How much will this whole thing cost u now? |
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3583
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Tuesday, December 07, 2004 - 8:17 am: | |
Sam mama,
Thats bad.
Typically when it is other guys fault, his insurance company takes the total bill.
ANyway what is the estimate. Is the bill above 1500 or 2000. Insurance premium increases only when it crosses 2000 |
Sam
Bewarse
Username: Sam
Post Number: 1685
Registered: 03-2004
Posted From: 155.139.50.14
| | Posted on Tuesday, December 07, 2004 - 8:10 am: | |
They say this is no fault state. It seems that it is no body's fault here. I have to get it repaired with my insurance company only. that's what both the companies told me. |
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 7077
Registered: 03-2004
Posted From: 131.96.3.17
| | Posted on Tuesday, December 07, 2004 - 8:06 am: | |
kadu mama his insurance should cover ur rental expenses even if ur have that option from your own company. Because if use ur own insurance company your premiums might increase. |
Sam
Bewarse
Username: Sam
Post Number: 1684
Registered: 03-2004
Posted From: 155.139.50.14
| | Posted on Tuesday, December 07, 2004 - 8:04 am: | |
I called almost everything straighten up.
It seems the other person's insurance company is only liable for the amounts/expenses that my insurance doesn't cover.
My insurance covers me for rental car $25/day and $600/incident. The car rental company will bill my insurance company directly. I got 2004 Altima for that price.
|
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3582
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Tuesday, December 07, 2004 - 7:37 am: | |
>>When you are fine and Had no injury why do we have to sue others ?
XXX mama,
Emi kaanapappudu sue sesina paisaa raadhu. Vaalu edho annaru kaani Medical checkup, x rays anni soosi appudu kaani insurance vaadu dabbulu ivvadu.
What u said is correct. Vutha punyanniki sue seyakoodadhu. Dont think even Sam will do. Sam babai ki ila vache 20 or 30 lakhs (75K USD) is not big deal too. |
Musicfan
Vooriki Bewarse
Username: Musicfan
Post Number: 3137
Registered: 05-2004
Posted From: 68.85.155.33
| | Posted on Monday, December 06, 2004 - 8:58 pm: | |
Ramu garu/NR mama, I didnt know that. One of my friend had an accident and he didnt take rental car as he had to pay $9.99 per day apart from what insurance company paid that is $20. So I thought that is the case. I am not sure whether he is fault of its nobody's fault. Because he was involved in multi car accident |
Ramu
Bewarse
Username: Ramu
Post Number: 2338
Registered: 03-2004
Posted From: 199.244.214.30
| | Posted on Monday, December 06, 2004 - 4:13 pm: | |
musicfan sOdarA,
NR mama ,, to give a rental car, I think you need to take that option in insurance. It will be around $20-25 per 6 months.
But they give only $20 a day for rental car. You need to bargain with rental car company that you dont pay anything above that. I mean you need to get a car for $20 a day in rent.
if the other guy is at fault and if his insurance is paying for the damages and if your car has to be left in the bodyshop for a while, then his insurance company has to provide the rental car for as long as your car is in the bodyshop. in that case, the insurance company will make arrangements with the bodyshop to fix your car as soon as possible. |
Xxx
Kurra Bewarse
Username: Xxx
Post Number: 364
Registered: 03-2004
Posted From: 129.9.163.233
| | Posted on Monday, December 06, 2004 - 3:17 pm: | |
I did not read all the posts in this section ,
any wise I read one said by cinejeevi and supported by Brad ?
When you are fine and Had no injury why do we have to sue others ? We have the opportunity so we do ? Like the desi employers they have the opportunity to they make life of H1b as hell ? or like the Indian corrupt officials who need to be bribed always ?
this may not be the right thread, My parents taught me to not cheat others, or be honest as much as possible. But May be we have to teach the next generation, Be cunning as much as possible, make as much as you can beg buy borrow steal, Nothing but the thing we need is money ,
|
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 7028
Registered: 03-2004
Posted From: 131.96.14.32
| | Posted on Monday, December 06, 2004 - 3:04 pm: | |
kadu mama vadi insurance company kadutundi...for me when i had my accident they even made a reservation at the location i wanted |
Musicfan
Vooriki Bewarse
Username: Musicfan
Post Number: 3136
Registered: 05-2004
Posted From: 134.244.170.168
| | Posted on Monday, December 06, 2004 - 3:03 pm: | |
NR mama ,, to give a rental car, I think you need to take that option in insurance. It will be around $20-25 per 6 months.
But they give only $20 a day for rental car. You need to bargain with rental car company that you dont pay anything above that. I mean you need to get a car for $20 a day in rent. |
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 7014
Registered: 03-2004
Posted From: 131.96.14.32
| | Posted on Monday, December 06, 2004 - 2:27 pm: | |
did they give u a rental car sam mama??? |
Sam
Bewarse
Username: Sam
Post Number: 1683
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Monday, December 06, 2004 - 2:19 pm: | |
yes TI maamaa,
I called dealer and going there ths evening. |
True_indian
Bewarse
Username: True_indian
Post Number: 1343
Registered: 03-2004
Posted From: 192.175.173.33
| | Posted on Monday, December 06, 2004 - 1:41 pm: | |
SAM
First thing is to say that you want to get u r car reparied from dealer(whatever car make you drive)because it will be guranteed and even though its expensive you are not paying, get the estimate from the dealer which will be more
than if you want you can get it reparied by local guy for less and keep the rest |
Sam
Bewarse
Username: Sam
Post Number: 1682
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Monday, December 06, 2004 - 1:38 pm: | |
Yes Brad maaama
I got the call from claims dept. they told me what to do to get the deductables.
I need to get the copy of police report, repair estimates, my insurance declaration. Fax these to get the check for the amount of my deductable.
so the procedure is clear but I will have to do some paper work. |
Musicfan
Vooriki Bewarse
Username: Musicfan
Post Number: 3130
Registered: 05-2004
Posted From: 134.244.170.168
| | Posted on Monday, December 06, 2004 - 1:38 pm: | |
Sam mama
Michigan lo you need not worry about deductible, if it is not your fault, You need not pay anything from your pocket.. even deductible. So dont worry at all.. Normally people dont report accident because the insurance rates will go high. You need to call for other guy also to make sure you are not paying from your pocket.
Best thing to do is Get an estimate from your insurance company and take the check from them. Later on get it done for half the price from somebody else. That way you could save money too..
If you are able to drive the car with damage then wait till you get the check and then go ahead and get it repaired. |
Brad
Bewarse ke Bewarse!
Username: Brad
Post Number: 11959
Registered: 03-2004
Posted From: 204.99.118.9
| | Posted on Monday, December 06, 2004 - 1:27 pm: | |
so the ball is rolling. hope everything works out for you.. |
Sam
Bewarse
Username: Sam
Post Number: 1680
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Monday, December 06, 2004 - 12:54 pm: | |
I called the other person's insurance co. and they logged in the case (He didn't call them so far).
The rep told me that somebody from another dept. will be calling me soon.... |
Andhrawala
Vooriki Bewarse
Username: Andhrawala
Post Number: 3562
Registered: 03-2004
Posted From: 192.58.204.226
| | Posted on Monday, December 06, 2004 - 8:05 am: | |
Sam babai,
Five years back I was involved in a similar accident.
I have moved into Left Only lane. A car infront of me without seeing moved into my lane (I was in the blind spot for that car when she moved into my lane) and she banged the bumper of my car.
She accepted the mistake and her insurance rep came and estimated the cost of repair and they sent me a check for the same. Also they arranged a rental car.
So u shouldnt have any problem in the resolution of the case. |
Sam
Bewarse
Username: Sam
Post Number: 1677
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Monday, December 06, 2004 - 7:40 am: | |
sure maamaaaa
naaku friends daggara findingu chesina info prakaram,,, michigan is a no fault state antaaa ante evadidhi tappu kaaadu antaaaa, vere vaadu tappu chesthe aadi insurance company pay cheyyali ani chepparu.
Anyway by after noon I get more info. |
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 6957
Registered: 03-2004
Posted From: 131.96.3.17
| | Posted on Monday, December 06, 2004 - 7:38 am: | |
good luck mama. Malla ikkada post cheyyi mama emmayindo mama |
Sam
Bewarse
Username: Sam
Post Number: 1676
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Monday, December 06, 2004 - 7:37 am: | |
thanks for the info maamalu. I couldn't get to talk to other guys insurance comp. on friday.
I will try to call them today and see if I get the police report today.
-- Ramu gaaru thanks for the good info, i will reply after speaking to the insurance comapny. |
Venu
Desanike Pedda Bewarse
Username: Venu
Post Number: 3394
Registered: 03-2004
Posted From: 64.105.207.250
| | Posted on Saturday, December 04, 2004 - 3:46 pm: | |
Sam
Be careful, winter is around and snow time is worse. Take care. |
Nag_rocks
Bewarse ke Bewarse!
Username: Nag_rocks
Post Number: 6937
Registered: 03-2004
Posted From: 152.163.101.14
| | Posted on Saturday, December 04, 2004 - 3:38 pm: | |
i had a very similar accident a year ago and that the other's guys insurance paid for the whole thing. Try to get in touch with them as soon as possible. It's great to hear that u are okay. |
Venu
Desanike Pedda Bewarse
Username: Venu
Post Number: 3393
Registered: 03-2004
Posted From: 64.105.207.250
| | Posted on Saturday, December 04, 2004 - 3:33 pm: | |
Sam
Aa madhya na maa brother issue chepthunna. Mundodu break vesadu, vadi venakodu vesadu, maa brother velli guddagne moodu cars oka daniki okati simple ga ne tagilay. Andarikanna mundodu, naaku neck ki yedo ayyindi, udyogam poyyindani sue chesthe 1.5 years ki maa brother insurance company vadiki out of the court settlement kinda $75,000 pay chesindi. |
Tifosi
Vooriki Bewarse
Username: Tifosi
Post Number: 2641
Registered: 03-2004
Posted From: 61.95.134.18
| | Posted on Friday, December 03, 2004 - 10:02 pm: | |
ee taadu lo post chesina vallu drive sette car ekkaddanamaTaa |
Vamsea
Kurra Bewarse
Username: Vamsea
Post Number: 671
Registered: 06-2004
Posted From: 24.117.113.85
| | Posted on Friday, December 03, 2004 - 7:16 pm: | |
 |
J2ee
Vooriki Bewarse
Username: J2ee
Post Number: 3587
Registered: 08-2004
Posted From: 68.236.208.58
| | Posted on Friday, December 03, 2004 - 6:59 pm: | |
EE title choosi car accident ela cheyaalo daaniki tips aduguthunaavemo anukunaaa  |
Musicfan
Vooriki Bewarse
Username: Musicfan
Post Number: 3107
Registered: 05-2004
Posted From: 64.12.117.14
| | Posted on Friday, December 03, 2004 - 6:39 pm: | |
no fault insurance aithe needi nee insurance vadu nee daggara teesukodu.. Kakapote vaadu mundu nee daggara teesukuni taruvata refund istadu... |
Vamsea
Kurra Bewarse
Username: Vamsea
Post Number: 669
Registered: 06-2004
Posted From: 24.117.113.85
| | Posted on Friday, December 03, 2004 - 6:21 pm: | |
maa school lo ilaagey oka DESI BABU car ki minor accident (car scratches paddaayi) jarigithey aa guddina Tellodini sue chesthaanani bedirinchi 1500$ dobbi LAP TAP konnaadu subbaram gaaaaaa...
yeee TELLA KODUKULU MANAKI DIRINAPPUDU VADALA KOODADU....
adi bottom line... |
Krishna9
Bewarse
Username: Krishna9
Post Number: 1690
Registered: 04-2004
Posted From: 199.29.247.140
| | Posted on Friday, December 03, 2004 - 4:36 pm: | |
Sam mama sorry to hear that. Work baagaa busy gaa vundi ivaala DB ki peddagaa raaledu..How are you? Were you hurt? Motthaaniki nuvvu koodaa maa accident batch lo cheraavu.
Naaku manchi track record vundi mama ee accidents lo (3 accidents).
As some of our friends mentioned below, first get in touch with the other insurance company. Since cops have confirmed/registered that it is other guy's mistake, you need not worry. Have a good weekend mama. Will call you soon. |
Ramu
Bewarse
Username: Ramu
Post Number: 2326
Registered: 03-2004
Posted From: 199.244.214.30
| | Posted on Friday, December 03, 2004 - 4:12 pm: | |
Sam sOdarA,
sent you an e-mail. check it out. |
Oaklala
Bewarse
Username: Oaklala
Post Number: 2141
Registered: 07-2004
Posted From: 198.176.189.201
| | Posted on Friday, December 03, 2004 - 3:48 pm: | |
>>>CJ/Brad maamalu ento sueing ante .....mmmm okay anipinchatam ledu
Just go by ur intuition. Some american in ur place would surely claim for personal injury (loss of pay etc). |
Oaklala
Bewarse
Username: Oaklala
Post Number: 2140
Registered: 07-2004
Posted From: 198.176.189.201
| | Posted on Friday, December 03, 2004 - 3:47 pm: | |
>>>I am trying to call the other person's insurance company but nobody is answerin the call. It is citizens insurance co. of america inc.
Just have patience. As long as u have other insurance company's address and ph-no u r cool. Just leave a message if possible. They take these issues very seriously and would surely respond to ur call (else they wud be sued). Itz just a matter of 1 or 2 weeks where u get the check to get ur car repaired.
For personal injury claim etc, itz a long process and takes atleast more than 6 months. |
Sam
Bewarse
Username: Sam
Post Number: 1673
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Friday, December 03, 2004 - 3:46 pm: | |
Yeah yeah brad maamaaa, everybody on that was driving on 35mph or less and this happend when he was trying to apply breaks |
Sam
Bewarse
Username: Sam
Post Number: 1672
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Friday, December 03, 2004 - 3:45 pm: | |
CJ/Brad maamalu ento sueing ante .....mmmm okay anipinchatam ledu
CJ maamaa nenu nuvvu cheppindaanni nammuthaa..vellu manaki doriki nappudu vadala kudadhu......
|
Brad
Bewarse ke Bewarse!
Username: Brad
Post Number: 11810
Registered: 03-2004
Posted From: 204.99.118.9
| | Posted on Friday, December 03, 2004 - 3:45 pm: | |
eekend manchi talanoppi tayaru ayyindhi gaa...
anyway its nice to hear that you are sound and safe. |
Sam
Bewarse
Username: Sam
Post Number: 1671
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Friday, December 03, 2004 - 3:43 pm: | |
I am trying to call the other person's insurance company but nobody is answerin the call. It is citizens insurance co. of america inc.
I called my insurance company and complained about the incident with police report number. They also took other guy insurance information.
|
Oaklala
Bewarse
Username: Oaklala
Post Number: 2138
Registered: 07-2004
Posted From: 198.176.189.201
| | Posted on Friday, December 03, 2004 - 3:36 pm: | |
Sam mama,
Naaku 2 years back same type of accident ayyindi. Immed call the other insurance company and file a claim. In 1 or 2 weeks, someone will come to estimate ur car. Make sure to highlight all the damages. He will give a check for the damages. U will ahve an option to go wherever u want and get ur car repaired. Everyhhing will be taken care by the other insurance company. |
Teluguvadu
Pilla Bewarse
Username: Teluguvadu
Post Number: 49
Registered: 07-2004
Posted From: 192.240.0.202
| | Posted on Friday, December 03, 2004 - 3:33 pm: | |
Sam mama,
First, you need to report to your insurance company about accident with involved person(s) insurance company name and their policy numbers and they will enter the incident information and later you need to get the damage estimate from your insurance company authorized agent.
At that time you will know the total damage cost. This agent will report to your insurance company about total damage cost. Based on this estimate, your insurance company will try to get the money from other invovled person(s) insurance companies. |
Indianbank
Bewarse
Username: Indianbank
Post Number: 1997
Registered: 08-2004
Posted From: 209.172.81.62
| | Posted on Friday, December 03, 2004 - 3:29 pm: | |
SAM BIDDA NEE CHETILO EMI LEDU
AVATALA INSURANCE VADITO WEEKLY ONCE PHONE CHEYYI LEKA POTE INKA CHAAAALA ROJULU PADUTUNDI |
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3382
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Friday, December 03, 2004 - 3:29 pm: | |
sam mama due to sheer bad luck and for no mistake i was sued for that amount and got to goto court this month. mostly insurance covers. but dont leave these tella lkodukulu like that. u never know mama
|
Brad
Bewarse ke Bewarse!
Username: Brad
Post Number: 11807
Registered: 03-2004
Posted From: 204.99.118.9
| | Posted on Friday, December 03, 2004 - 3:29 pm: | |
THnaks but no plans on sueing. Because it was not negligence, it was his pure bad luck.
yentha amayukudivi mama.. |
Teluguvadu
Pilla Bewarse
Username: Teluguvadu
Post Number: 48
Registered: 07-2004
Posted From: 192.240.0.202
| | Posted on Friday, December 03, 2004 - 3:29 pm: | |
Sam mama,
Naaku telisina dani prakaram ( naa insurance vadu Allstate), you need to pay the money from your pocket first and later your insurance company will get the money from other involved person(s) insurance company. That time, your company will reimburse the deductible you paid and your insurance company will also get the money if the estimate of damage is more than deductible value.
|
Sam
Bewarse
Username: Sam
Post Number: 1670
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Friday, December 03, 2004 - 3:26 pm: | |
CJ maaamaa,
THnaks but no plans on sueing. Because it was not negligence, it was his pure bad luck.
IB maamaaa, any tips to get this faster....
|
Brad
Bewarse ke Bewarse!
Username: Brad
Post Number: 11804
Registered: 03-2004
Posted From: 204.99.118.9
| | Posted on Friday, December 03, 2004 - 3:25 pm: | |
SAM mama CJ mama seppindi follow ayyipo..
nee tappu kanappudu deductible nuvvu kattakarledu.. als state laws dipperent gaa vuntaayi.maa state lo yetta gainaa yenaka vadide tappu. failure to stop/control ani..
first thing is have a complete physical and sue the other guy. |
Gaali
Desanike Pedda Bewarse
Username: Gaali
Post Number: 1549
Registered: 03-2004
Posted From: 199.26.230.102
| | Posted on Friday, December 03, 2004 - 3:24 pm: | |
Sam mama
You need to contact that guys insurance company immediately. They'll send some guy to estimate the damage. You then have to take it to a body shop. All this can be done if the car is in a drivable condition. Otherwise you'll have to follow what your agent has told you. But first things first immediately get in touch with the other guys's insurance company. |
Viswamitra
Pilla Bewarse
Username: Viswamitra
Post Number: 25
Registered: 12-2004
Posted From: 155.70.39.45
| | Posted on Friday, December 03, 2004 - 3:23 pm: | |
vadidi thappu ayithe ..ne dabbulu enduku...
vadi insurance company pay chestadi kada ... |
Indianbank
Bewarse
Username: Indianbank
Post Number: 1995
Registered: 08-2004
Posted From: 209.172.81.62
| | Posted on Friday, December 03, 2004 - 3:22 pm: | |
Most cases manam money pay cheyyakkaraledu
But konni insurance vallu teesukontaru but refund gaurantee
Nenu oka sari money kattanu but refund matram saaaaaaaana late gaa vochhindi ( 5 months ) |
Cinejeevi
Vooriki Bewarse
Username: Cinejeevi
Post Number: 3381
Registered: 03-2004
Posted From: 64.51.51.214
| | Posted on Friday, December 03, 2004 - 3:21 pm: | |
do one thing. put a case in court saying u cant work for sometime. goto a doctor this evening and get yourself fully checked up. call the other guy's insurance and they should take care of. sue him for atleast 25K. u will get atleast 10K after lawyer's vaata. |
Sam
Bewarse
Username: Sam
Post Number: 1669
Registered: 03-2004
Posted From: 155.139.68.10
| | Posted on Friday, December 03, 2004 - 3:20 pm: | |
maamalu podduna office vasthunte daarilo accident ayindhi. baga icy gaa vundhi traffic agindhi nenu break veasanu kaani naa venuka vasthunna vaadu dash icahdu.
Police case register chesi vere vaadidhe fault ani report chesanu ani iddarki chepapdu.
I called my insurance company. I have 500$ deductable for collision, I thought since it is not my mistake , i will be waived that. But they say that, I will have to pay $500, now and send claim to other person's insurance compaany the receipt and police report.
is this correct? what should I do? |
